Malta · Housing

Small island.
Specific rules.

Prices rose 5.7% in the year to Q3 2025 and roughly 45% over six years. Non-EU buyers need a permit, can normally buy one property, and can't rent it out — unless they buy in a Special Designated Area. Rent first. Here's the map of the rules.

Last verified: 8 July 2026

Buying as a non-EU national: your two lanes

Ordinary property (AIP permit)Special Designated Area (SDA)
PermitAIP permit required (Chapter 246); fee ~€233; minimum property values apply (updated periodically — check the current legal notice)No permit, no restrictions
How manyOne property onlyAs many as you like
UsePersonal residence only — renting out not allowedMay be rented out (with the applicable licence)
ExamplesMost of Malta and GozoPortomaso, Tigné Point, Fort Cambridge, SmartCity, Chambray (Gozo), and other listed developments
Typical trade-offMore choice, local character, lower entry pricesPremium pricing for the flexibility and turnkey stock
Buying costs, roughly. Stamp duty is 5% of the price (schemes and first-time-buyer reductions change with each budget), notary fees around 1–2%, plus the AIP fee where it applies. There is no annual property tax once you own — a genuine difference from the US and Canada.
Programme buyers, note your thresholds. The MPRP requires a purchase of at least €375,000 (2025 rules). The Retirement and Global Residence Programmes: €275,000, or €220,000 in Gozo/south Malta. These programme thresholds are separate from — and higher than — the AIP minimum values.

The market, in numbers

Prices

+5.7% in a year

NSO's Residential Property Price Index rose 5.7% year-on-year in Q3 2025 (apartments +5.3%, maisonettes +5.9%). The index is up roughly 45% over six years.

Rents

~€1,500/mo in the hotspots

Average apartment rents in Sliema/St Julian's ran about €1,500/month in 2025 listing data — €300 above the national average. Gozo 1-beds: ~€500–750.

Rental law

Registered leases

Long lets must be registered with the Housing Authority (Private Residential Leases Act); 1-year minimum term, deposit protections, and 70,000+ active registered contracts in H1 2025.

★ Strategy

Rent before you buy

A tenants'-union study (Solidarjetà, using Housing Authority registered-lease data) found rents up 28.3% between 2022 and 2024 — Malta publishes no official rent-level statistic. Renting first still lets you test noise, construction, and commute realities street by street; the island varies enormously within a mile.

What the data can and can't tell you. Malta has no official statistic for rent levels — the NSO tracks prices, not asking rents. Our rent figures are from 2025 market-listing analyses and are labelled as such. Treat any precise "average rent" claim, ours included, as indicative.
In this section

Guides

New · July 2026

Property prices: the market in numbers

The NSO index up 6.7% in a year, portal asking medians for every locality from €224k Marsa to €945k Valletta — and why Malta has no official €/m².

Read the guide →
Coming soon

The AIP permit, step by step

Current minimum values, the application, timelines, and the one-property rule in practice.

Coming soon

SDAs compared

Every Special Designated Area with current pricing — and whether the premium is worth it.

Coming soon

Renting: the survival guide

Registered contracts, deposits, agent fees, and the clauses to strike out.

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