An apartment costs an average €8,094/m² — Europe's most expensive market. Public transport is free nationwide. Citizenship takes 5 years. And there is no retirement visa. Here's the whole picture — from official sources, checked and dated.
No retirement visa — the private-reasons permit is the route that exists. Requirements, the EU-pension catch, and the 5-year citizenship path.
2 guides → Guide hubTax classes 1, 1a and 2, the 45.78% top combined rate, how pensions are taxed, and the single-tax-class reform pending for 2028.
Read → Guide hubJoining the CNS by voluntary affiliation — €151.41/month in 2026 — the 3-month wait, and the 88% reimbursement model.
Read → Guide hubEurope's most expensive homes: real STATEC prices, the 7% purchase duty, and the €40,000 Bëllegen Akt credit.
Read → Guide hubHigh wages, high rents, 17% VAT, free transport — what a couple actually spends, with official 2026 anchors.
Read → Guide hubWork permits, a labour market where 47% commute across a border, and the US/Canada totalization agreements.
Read → Guide hubThe trilingual reality (French first, English everywhere in finance), swapping your licence within 1 year, bringing pets.
Read → Guide hubLuxembourg City, Esch and the south, the Moselle, the rural north — real price gaps and honest trade-offs.
Read →The two-step process, the documents, the EUR 80 fee, the EU-pension catch — and realistic expectations for US and Canadian applicants.
Read the guide → HousingSTATEC prices by market segment, advertised rents, the 7% purchase duty, and the €40,000-per-buyer tax credit.
Read the guide → PlanningEvery step from 18 months out to your first 90 days — in order, with the 2026 rules built in. Tick as you go.
Open the checklist →From first permit question to keys-in-hand — tell us where you are in the move to Luxembourg and we'll answer, or introduce a specialist we've independently vetted.