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Netherlands · Checklist

The whole move,
in order.

By Nick · Europe Unlocked · Every figure sourced to an official body and dated.

Every step from "we're serious" to "we live here" — built around the 2026 rules, including the apply-from-inside process expats get, the 4-month insurance deadline, and the 185-day driving-licence clock. Your ticks are saved in this browser. Print it if paper is more your thing.

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Rules verified 16 September 2026 Rules checked 30 September 2026
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Phase 1 · 9–12 months out

Decide with real numbers

Phase 2 · 3–9 months out

Build the paper foundation

Phase 3 · Arrival · first 4 months

Land and file — no consulate needed

Phase 4 · Months 4–12

Become a resident, properly

The numbers on this page reset every January — IND fees, salary thresholds, premiums, zorgtoeslag limits — and the 2027 budget (Prinsjesdag, 15 September 2026) pencils in an average premium of €169/month with the deductible indexed from €385 to €400; insurers publish final 2027 premiums by 12 November 2026 (Rijksoverheid, VWS begroting 2027). The Unlock, our free Saturday email below, is how we tell you when this page changes.
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